Retirement

PLAN FOR YOUR GOLDEN YEARS

Focus on your future.
Whether you’re just starting to think about retirement or are already retired, we can help you plan for your non-working years. The first step in planning for your future begins with an evaluation of your retirement objectives. Take advantage of a consultation from our Investment Officers. We’ll work with you to help develop a strategy to fit your future goals.

Visualize your retirement.
Think about what “retirement” means to you. When do you plan to leave the workforce? How do you want to spend your time? Your retirement may last 20 years or more, so evaluate your long– and short-term plans. Envisioning your retirement is an important step in creating an effective strategy.

Forecast your income sources.
Estimating how much retirement income you’ll receive from various sources will help establish your savings target. These sources may include:

  • Social Security
  • Defined-benefit employee pension
  • Tax-advantaged retirement accounts (IRAs, 401(k)s, 403(b)s, annuities)
  • Other savings and investments
  • Part-time job

Review your retirement portfolio.
If you estimate that you’ll fall short of your retirement income goal, don’t worry. Here are some ways that may help build a bigger nest egg for your future.

  • Maximize contributions to your employer retirement plan
  • Check eligibility to contribute to IRAs
  • Take advantage of annuities to invest on a tax-deferred basis

Call on our expertise today.
If you’d like to do more for your retirement, see your Investment Officer today. We’ll listen to your retirement goals and suggest steps that may help you get there.

Securities, annuities, and insurance products are not deposits with or obligations of, are not guaranteed or endorsed by First Hawaiian Bank or its affiliates, and are not insured by FDIC, the Federal Reserve Board or any other government agency. Securities, annuities, and insurance products are subject to investment risk, including possible loss of principal.

Securities, Annuities, and Insurance products are offered by BancWest Investment Services (BWIS), a registered broker/dealer, Member FINRA/SIPC. Investment Officers are registered representatives of BWIS. BWIS is a wholly-owned subsidiary of Bank of the West and is an affiliate of First Hawaiian Bank.

BankWest Investment Services is not a tax or legal advisor. Please consult your tax or legal advisor regarding your personal situation.

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