First Hawaiian Bank: Hawaii/Guam — Home Equity Line of Credit

Home Equity Line of Credit

A Smart Choice! Get the money you need by simply using the equity that has built up in your home. With the home Equity FirstLine Plus, there are unlimited possibilities -- you'll enjoy a low interest rate, lower monthly payments and the convenience of a home equity line of credit with the ability to lock a fixed rate protecting you from rising interest. You may just never need to apply for another loan again.

Save - Get the cash you need at a low rate and only pay interest when you use your home Equity FirstLine Plus.
Flexible - It's a line of credit and a loan. With the rate lock option, you can convert all or a portion of your balance to a fixed loan, locking your rate and monthly payments.
Tax benefits - Interest you pay maybe 100% tax deductible (consult with your tax advisor).
Convenience - Access your Equity FirstLine Plus with FREE checks. Since we also service our loans locally, your guaranteed friendly and local servicing 24 hours a day.
Only minutes to apply - No paper work required to apply and instantly find out how much you can borrow.

Unlimited Possibilities! Use your Equity FirstLine Plus for:

Home Improvement/Remodeling	Make Your Dreams Come True
Borrow a larger amount, up to $1,000,000 (minimum $10,000) Get your money as little as 3 days from closing	Pay for that car you've always wanted Plan for that dream wedding or vacation you've always imagined
Debt Consolidation	Plan for the future
Better interest rate and lower payments Make one single vs. multiple monthly payments	Take comfort in knowing you have the available funds when needed Being prepared for emergencies
Tuition Payment
Interest rates often lower than student loans Interest only payment option

Get Started Online Today or Call 643-LOAN (5626).

To learn more about the Equity FirstLine Plus please refer to the Frequently Asked Questions.

View current rates for Hawaii